Hi there
do you guys have any stipulations if a vehicle is registered to one person and the policy in another name (part of the same family close relative)
thank you
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Hi there
do you guys have any stipulations if a vehicle is registered to one person and the policy in another name (part of the same family close relative)
thank you
Normally this is OK for spouses but generally it's not allowed by insurers. You need to have what's called 'insurable interest'. If someone else owns the car, you have no financial interest that needs protecting.
It's crazy because you need the road risk element if nothing else.
UPDATE: CHRIS KNOTT MONTHLY PRIZE DRAW
Hi, I'm back from hols and glad to be available to answer queries again.
July turned out to be a really good month so thanks for supporting Chris Knotts if you called for a quote.
Remember that if you've been quoted more than £200 you should call us as there's a good chance we can beat it.
**CHRIS KNOTT MONTHLY PRIZE DRAW to see the year out**
Each month until the end of the year we'll be offering a different prize in our monthly draw. So, ask us for a car quote during September and you could WIN a Karcher Pressure Washer - perfect for doing a good job of cleaning your car (or driveway/patio/decking, etc).
Simply call us on 0800 917 2274 or 01424 200477 for your free quote and we'll automatically enter you for the draw.
We hope this will encourage more of you to at least give us a try when your renewal falls due. Our rates are currently the best that they've been for a long time and we know they have to speak for themselves but this is an extra incentive for you to pick up the phone.
We look forward to talking to you.
best,
Nick
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LATEST FEEDBACK ON CHRIS KNOTT INSURANCE
"Can't rate Chris Knott highly enough. They beat every other broker's quote by more than £100 and their customer service was top notch. Thanks again." Smiler89, VXR Online
"Thanks again! You guys are a class apart! Look forward to doing business again next year!" karimgilani, VWAudi Forum
"Just done my renewal through them and got it £100 cheaper so well worth a phone call." Avre, Dacia Forum
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Our standard competition rules are here : http://www.chrisknott.co.uk/competition/
It has come to our attention that some forum members think we are linked with one of the other insurance providers out there because a name similar to ours appears against transactions on their bank statements.
So we wanted to make it clear, for the avoidance of doubt, that there is NO commercial relationship between us and any of the other providers on car club forums.
Actually there is good natured competition between all the providers on the forums and we come across each other often. But we are all completely separate, so you should always call Chris Knott Insurance for a quote and shouldn't think you've heard our quote just because you've called one of the other firms.
Chris Knott's quoteline is 0800 917 2274 / 01424 200477. Please quote your unique club code to make sure you receive the full benefit.
You can choose your own repairer through our club scheme if you want to, so you could select your local Ford garage. Driving abroad is OK too if we know about it when we quote you.
- - - Updated - - -
Three reasons to call Chris Knott this December...
1. HIGHLY COMPETITIVE QUOTES
The club/forum scheme is going really well at the moment. We're helping more of you than ever before because insurers are giving their respected brokers more room to move on price. This means we can respond to some of the quotes we would have previously had to turn away as too cheap for the risk.
2. DECEMBER'S PRIZE DRAW
November's prize proved so popular that we're going to offer the same for December - a £100 Amazon Voucher.
Simply ask us to quote for a car we don't yet insure, during December, and we'll enter you for the draw to take place in early January.
QUOTELINE: 0800 917 2274 / 01424 200477
You can get quotes for January policies in December too, so please include Chris Knott Insurance in your quote search if you're due then - you could WIN a £100 Amazon Voucher.
3. YEAR-ROUND OFFER
If you're an existing Chris Knott client there's a permanent money-saving offer for you too:
Get your friends and family members to call us for a quote on their car insurance. When they go ahead with cover we'll give you £20 OFF your own renewal for each one. This is not just a Christmas offer - it runs all year round. There's no limit to the number of people you can refer or the amount that you can have credited to your own insurance account.
Ask your friends and family to quote reference RAF480 when they call and we'll sort the rest.
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TESTIMONIALS
We're still coming up with the goods for club/forum members:
"Chris Knott just saved me £170 on renewal so I didn't bother phoning around anyone else. My premium went up year after year until I called Chris Knott last year. My renewal last year with Aviva went up £300, Chris Knott got me a renewal price £10 cheaper than what I was already paying on the current policy so saved £310 in total. And they kept me with Aviva. Chris Knott got me a deal with Aviva cheaper than Aviva could." sidibear, audi-sport.net
"Just to say a big thank you to Chris Knott Insurance. By far the best price and really easy to deal with. I also had to change details after having received the quote but it was no trouble for them at all. I had 1 year less no claims than I originally stated, but they honoured the same price! Legends. Thanks again." rick6, MPS Owners Club
"Called Chris Knott's today and saved 23% over my renewal quote from XXXXXX XXXX. Very pleased, my LHD import with modifications was no problem for the lady (Tabitha) on the phone. Great service, very pleased." SFIAC, ZRoadster forum
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UPDATE: Who won Chris Knott's £100 Amazon Voucher? - November prize WINNER announced.
Hi,
We're now into the final month of the year which signals the final Chris Knott Prize Draw (for now).
DECEMBER'S DRAW
Remember, if your car insurance is due this month or next, you should call us for a competitive quote during December for the chance to WIN a £100 Amazon Voucher.
QUOTELINE: 0800 917 2274
We can quote upto 30 days in advance of your renewal date so make sure you call us for your quote this month.
NOVEMBER'S WINNER
The winner of November's prize (also a £100 Amazon Voucher) was Mr C Kitchener of Plymouth. Congratulations to him.
Details of our Christmas Opening Hours will follow next week but if you have any insurance questions in the meantime I'm always happy to respond on the open forum or by PM.
best,
Nick
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What club/forum members say about the Chris Knott car insurance scheme:
"Just insured the Sele with a lovely lady called Kathy. Beat all others by a few quid but with a lower excess. Nice friendly service and you get to speak to the same person." flyblo5, AlfaDriver.com
"I tried a few brokers on here and for me, every single one of them managed to beat any comparison site out of the park! Chris Knott and [one other] for me were some of the better ones in my particular case (price wise)." mr.raw, audi-sport.net
"I can vouch for these. Quoted £700+ by admiral for a renewal and £480 by Chris Knott as a new policy! Haven't had any problems whatsoever and always managed to speak to the same person when setting up my policy." JackW, civinfo.com
"Did the usual price comparison this morning on a well known non-meerkat website ;) Managed to get one quote which was about £90 cheaper than all the others, thought "fantastic! Nobody can beat that.....but I'll give the Briskoda Insurance a try". And sure enough, once (very quickly) through to one of the team, I got a quote which was £35 under the one from the internet! Best of all it covers pretty much everything I can think of, and only a small compulsory excess. In total it saved me £150 over last years premium PLUS about £350 extra excess not added. And Protected no claims to boot. Well done guys!" robt100, Briskoda
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***UPDATE: 2015 with CHRIS KNOTT INSURANCE***
Happy New Year to you all.
Thanks so much for your custom in 2014, especially in response to the Chris Knott Prize Draws at the tale end of the year. I'm pleased to announce that December's winner was Mrs D Woodfin from Bolton. She bagged herself a £100 Amazon Voucher and all she did was ask us for a quote.
During the early part of this year we're aiming to start negotiations with the companies on our insurer panel to alter the scheme access criteria, allowing us to quote competitively for even more car club/forum members. We'll keep you posted as things develop.
As things stand many car club/forum members are saving money every day but we'd obviously like more members to be able to benefit from calling Chris Knott Insurance. In just the last week we've signed up another 12 forums - forums who've heard good things about Chris Knott and want their members to be able to access great car insurance deals too.
If you'd like us to quote when your modified or standard car is due for renewal please call the Chris Knott Club Line on 0800 917 2274 or 01424 200477 and mention this forum to receive the full benefit.
Remember, if we couldn't beat your quote before the reason may now have passed, especially if you were just a bit too young for the scheme when you called us. Please include us again in the mix this year.
best,
Nick
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Testimonials received in the last month:
"Once again you guys have destroyed XXXX's quote so I'm in for my 3rd year with you starting Christmas Day (I have no idea how that happened)." Nick6425, West Midlands Vauxhall Owners Club
"Best quote, all signed up :)" logrunner, Juke Owners Group
"Thanks guys and a Happy New Year to you all too. As above thanks for another unbeatable renewal, cheers." Paul Truslove, Facebook
"I will be joining Chris Knott Insurance shortly. They beat my best quote, and smashed my renewal by £232." Paul, AudiRS3oc.com
"ChrisKnottIns - just taken out a policy with the company. Beat my renewal by £1500. Cannot complain 1 bit." chrisbab89, West Midlands Vauxhall Owners Club
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UPDATE: **Winners all round...**
£500 WINNER
Congratulations to Mr B Windeatt, a member of car club forum MG-Rover.org, who won our £500 competition last month. All he had to do was call for a Chris Knott Car Insurance quote to be entered into the draw. Now his cheque is on it's way.
WINNING QUOTES FOR MEMBERS
As for our special club car insurance scheme, this morning I asked our Motor Supervisor where we stood against this month's target. She reported that we're almost at 50% already after just the first week of the month's trading.
Thanks to everyone who is asking us to quote for their car insurance at the moment. Feedback has been coming in thick and fast. I normally post a few examples from recent days but this time there are so many that I'm having to choose a selection rather than all of them. It has really kicked off and I'm glad we're helping so many car club members to save money as well as providing good broker service.
Please call us if your car insurance is due soon and mention this forum to access the special car club member scheme and maybe we'll be your best option this year too.
QUOTELINE: 0800 917 2274 (01424 200477 for mobiles)
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Feedback about Chris Knott Car Insurance from happy car club/forum members whose business we've won:
"I have just taken a policy a out with these guys and they beat my cheapest quote by 10% and may I say the service was top class. I personally was looked after by Kathy who was very helpful and polite. Can't recommend enough." YamYam, FiestaSTOC.com
"Looks like I'll be taking a policy through you guys. Far cheaper than what my renewal is through my current company!" Ant21, Astra Owners Network
"RS3 insurance time is just around the corner, so seeing as we insured the TT with them, thought I'd go to Chris Knott Insurance to see what they could do...... Emailed Nick yesterday, had a call today and went through everything, job done, they have literally halved what Admiral's renewal quote was. When the van is due in February I shall be calling them up for that too... It's nice to see an insurance specialist actually deliver a good service and save us money. Too many promise good rates on high performance cars but never seem to get close to 'normal' insurance companies quotes. They also gave me £20 off for already having a policy with them..... And being an Audi-Sport.net member....." Veneeringman, Audi-Sport.net
"They smashed my renewal and beat my cheapest quote. It saved me £232 (Jan). A good way towards taxing it for 12 months." PaulRS3, Audi-Sport.net
"Took an insurance policy out with you over the weekend. Really happy with the service and really chuffed with my quote. Cheapest out of everybody I tried. Thanks." AdamJonezy, Briskoda.net
"Just got my girlfriend's TT insured with you guys today - gave you a quote I'd got from Confused and you guys managed to beat it by over a £100 :thumbs: Girlfriend is a happy bunny :)" chirag1988, 350z-uk.com
"Could I just add Nick, that I had exceptional service by a lovely lady called Kathy, very polite and helped me with my questions regarding my quote this evening with a competitive price. Please pass on this feedback!" Dean, ClubPolo
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Hi,
Well, it's the 1st day of June and we're looking forward to taking your calls if your car insurance is due during the next month. May was a great month for us and it's all thanks to car club/forum members like you for using our services.
If you're a member looking for cover for either a standard or a modified car this month please include us in the mix when getting your quotes. The testimonials below are all from car enthusiasts who picked up the phone, gave us a try and found out just how good the car club scheme with Chris Knott is.
QUOTELINE: 0800 917 2274 / 01424 200477
best,
Nick
PS. The Chris Knott Triple Supercar Prize Draw is now closed and we'll be announcing the winner shortly. Thank you to everyone who got a car insurance or home insurance quote from Chris Knotts during the competition period. Good luck to you all!
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FEEDBACK
Here are some recent testimonials received about Chris Knott's service and prices:
"Had a quote for £417 online (cheapest) with Sheilas Wheels. You guys managed to bring it down to £390, £20 quid is £20 quid." beansontoast, MG-Rover forum
"You guys were able to provide me with the best quote. Very reasonable and helpful! Would highly recommend." Robbo1987, Fiesta STOC
"Well, no complaints here, excellent prices and service throughout for both the Zed and the van. Called today to advise fitment of my coilovers and no extra to pay either." glrnet, Nissan 350z forum
"Just did the insurance on my daily with Chris Knott last week. Was with direct line and they couldn't beat the [ck] quote, plus was cheaper than go-compare came back with." Jim Bowen, The Corrado Forum.
"Just bought insurance with CK and have to say the experience was fantastic and they beat all previous quotes from the likes of Brentacre and Sky... Staff couldn't be more helpful so looking forward to a smooth year with them, definitely worth a call." jmayna, Abarthisti forum
"These guys are brilliant! I had to make a couple of changes to my policy after a week or so, and it was all done for free! That and the fact they beat the nearest competitor for price, and I know I'm going to get decent customer service should I need to make any claims!" FishYWishY, Colt UK
"Called and insured my new Zed today fantastic service, quick, helpful and a fantastic price at £300 fully comp. A1 thank you very much." Antm72 zroadster.org
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Guess which clubs/forums feature in Chris Knott's Top 20...
Chris Knott Insurance specialises in looking after the insurance needs of car enthusiasts, working for the members of around 200 car clubs/forums across the UK.
We've compiled our Top 20 clubs/forums for the first half of 2015. The results are based on a combination of the number of quotes requested by the club, the number of new policies sold and then the % of quotes converted.
If your club features it means you're more likely to save money on your standard/modified/multicar insurance when you ask Chris Knott to quote because you're very active with us.
If your club doesn't feature it's probably because the enquiry levels themselves are low - get asking us to quote and you could feature next time around!!
As car club members generally look after their cars better than the average driver, the insurers on our panel allow us to be a bit more flexible in our pricing and respond to your best alternative quote rather than a rigid computer calculation to win the business.
This is currently working best for members of these forums:
THE CHRIS KNOTT TOP 20
1. Alfa Romeo Owners Club
2. Volvo Owners Club
3. Saab Owners Club
4. Briskoda
5. CIVINFO
6. Z4 Forum
7. Mercedes-Benz Owner
8. Audi-Sport.net
9. BabyBMW.net
10. MR2 Owners Club
11. Fiesta ST Owners Club
12. MPS Owners Club
13. UK Passats
14. MG-Rover.org
15. Focus ST Owners Club
16. Civic Type R Owners
17. VR6 Owners Club
18. AlfaOwner.com
19. UK Saabs
20. Astra Owners Network
Thanks if you've already asked us for a quote. If you haven't yet, please do call us when your renewal falls due and include us in the mix of companies you get your quotes from.
QUOTELINE: 0800 917 2274 / 01424 200477 - please mention this club/forum to receive the full benefit.
best,
Nick
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These club members are happy with their recent quotes:
"Just renewed mine again this week and it was cheaper than anywhere else I went to. Declared my mods too and changed my address with no cost. Brilliant." JackW, Civinfo
"Just spoke to a lovely lady called Kathy, and they got my quote down from £298 with Post Office to £200 all in. Money Supermarket were offering me £194 online, with a supposed £0 excess....via Esure/Sheila's Wheels. That I find hard to believe, and having been burnt before on these enticing offers (once they have you, they then load everything on - windscreen, legal, business use, etc). Kathy got me a great deal with what I wanted, £100 excess and all the other bits included!" jodonut99, Dacia Forum
"So far so good! Not only did they beat my renewal but they beat the lowest quote on the comparison website by a whopping £70. Saved over £200 on my renewal quote. Content of insurance seems great also. Hopefully I won't need to use them but hope all is well if I do! Thanks CK!" Watsona6, Briskoda
"Just insured my 530i with Chris Knott - they were £70 cheaper than my renewal cost from Admiral and beat the cheapest quote I could find anywhere else by £20, can't argue with that :) Kathy was very friendly and helpful on the phone and called back straight away when I was cut off by a thunder storm so I didn't have to go through all the menus and questions again, which was nice." lufbramatt, BMW 5 Series forum
"Just renewed my policy yesterday with CKI. Heres to another easy amd cheap 12 months" Jamie, Fiesta OC
"Big thanks to Rebecca at Chris Knott - having moved to an even more dodgy postcode my previous brokers wouldn't entertain renewing. Chris Knott matched me up to my previous insurers with the same cover as before. Excellent friendly service, and reminded me to get the rest of my documents sent in when I'd obviously forgotten!" Rebel Rebel, Volvo Performance Club UK
"Got my renewal from CKI at £800 which is cheaper than last year by £60. Shopped around online and got a quote for £640 so I thought I would have to leave CKI this year. A phone call to Milton and a few emails later he got back to me and said my insurance company will match the quote like for like for £640 aswell. All in all Milton just saved me £160. Calls centre are friendly and more than happy to help you and English based which is a big bonus. Here's to another year with @ChrisKnottIns :D:D:D" davidm5575, Fiesta OC
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A reminder of the MAIN CHRIS KNOTT PRODUCTS available to members:
* Car Insurance / Multi-car Insurance (extra discounts for more than one car) - phone for a quote
* Breakdown Cover - by phone or quote and buy online
* GAP Insurance - by phone or quote and buy online
CHRIS KNOTT QUOTELINE: 0800 917 2274 - Please mention this forum to receive the full benefit (or call 01424 200477 - cheaper for mobiles).
They say that if you wait long enough everything comes back into fashion. That's certainly what's happened with 0800 freephone numbers as, since 1st July, 0800 calls are now FREE on all mobiles as well as landlines.
We'll continue to advertise the Chris Knott geographic number (01424 200477) alongside our freephone number for a little while yet but you can start using our 0800 917 2274 number from your mobiles with immediate effect.
We look forward to your call if your car insurance is due for renewal soon.
You can use the same 0800 number for our Breakdown Cover, GAP Insurance and Home Insurance too.
best,
Nick
Chris Knott Insurance
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TESTIMONIALS
These guys called us and received great savings in the last few days:
"Year after year beaten all other quotes. This year managed to drop my renewal by nearly £150 and beating the competition! 5*" David A Dodgson, Facebook Review
"I'd like to take some time to thank Chris Knott Insurance for beating my renewal quote of £1554 by £150+. I've had my licence for over a year but didn't get insured straight away, so for 1 year's no claims around my postcode, that was a super saving. Even the choice of paying monthly was low, my original provider would have been in the 2k mark if I chose to pay monthly! Hopefully next year you will do the same and save me big £££. Thanks to Nick for setting this up :good:" Connolly3000, R32OC
"You guys just beat the cheapest quote with an insurer I've never heard of on GoCompare, with a decent named company and with my other half on the policy. Well pleased with that outcome. :)" scruffy_ Type R Owners
"3 years in a row now I've not had to move insurers." beckiejmc, Astra Owners Network
"I switched to them this year.. Beat all quotes I got plus offered more extras like 'Driving Other Cars'... hopefully same again next year" Thom89, Astra Owners Network
"I switched to you guys this year and you saved me over £300 compared to my renewal! Let alone the other quotes I had got." Ant21, Astra Owners Network
"Already have my car with CK, but wanted to see if I could get SWMBO's car cheaper when her renewal came around, CK beat it by £25. But then the mrs did some comparison sites and beat that by another £20. I really wanted her to go with CK, but thought "its already £45 less than her original renewal with her old company, the £25 off is probably as good as they can do".....but Ian had a look and managed to knock off a further £5 from the cheapest quote we found! :clap: So that's 2 cars (and another friend) all with Chris Knott. Thanks for the great service guys!" robt100, Briskoda
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UPDATE: a note about competitiveness
Looking at the YTD figures Chris Knott Insurance has won 38% of all new quotes offered during 2015. That's really good and means we're frequently beating the best rate that members can find anywhere else.
And, if you thought that was just a ploy to attract new clients and then hike the rates in year 2, you'd be wrong - we keep 82% of policies at renewal. This is because we try to offer consistent pricing (as long as there have been no claims or other changes during the year). We're all about trust and long-term relationships, not wildly fluctuating quotes.
Please give us a call if your insurance is due soon and we'll do all we can to find you the best deal - sometimes that involves using your best alternative quote to negotiate with the insurers who are vying for your business.
To find out how much you could save with Chris Knott you should call 0800 917 2274 (now FREE for mobile phones too).
If you call before the end of September we'll also enter you for our current prize draw to win £150 mods/parts/accessories of your choice - see our other posts for details.
best,
Nick
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TESTIMONIALS
Feedback about Chris Knott's prices and service, gathered in just the last week...
"Just wanted to give a shout out to all the people at Chris Knotts, not only did they beat my renewal quote but also improved on the offerings, and that was including the fact my previous best had an extra 10% off for my dashcam! Top knotch service and an unbeatable price, thanks guys and gals!" spikedog, MPS Owners
"Well after the hunting and chatting to a few folk, then receiving my renewal quote from Sheila's Wheels which has mysteriously jumped up £100 without any mods declared. I called Chris Knott. Had a chat with the lovely Cathy and taking into consideration the mods that have and are being done got a quote of £200 less than Sheila's who were very concerned about the mods and really did not really understand the mod issue. Hastings jumped dramatically when I mentioned the mods especially the uprated front brakes going on next month so I dropped them out. All in all I have a much better policy, declared mods, better excess and other addon's for £440. Which when you consider my Coupe is parked on a London residential street at home is not bad." Shel, Hyundai Coupe OC
"Just changed my car and had a pleasant and effortless time on the phone doing it. As I spoke the lady was simultaneously emailing my new documents over. Premium should have gone up a bit but no charge, swapped my GAP insurance over to my new car as it had over two years to go and all for a modest £15 admin fee. Got off the phone with all new document printing out of my printer and a smile on my face as I was braced for spending out £100 or so. Highly recommend." dagdave, CMax OC
"I'm with Chris Knotts myself now since there's a fair chunk of mods on the car these days. Think it was Cathy I spoke to as well when I called, pleasant and no faffing around :) Well, no faffing at their end, I called back about 3-4x as kept remembering more mods." Lexo, Hyundai Coupe OC
"You beat my previous insurer by £200 with the modifications declared and so easy to deal with. Many thanks." Sherri Joyce, Facebook
"ALSO a HUGE thanks once again from me! Did a shop around with another company, they sent me [their] quote cheaper, Knott were sent this quote and matched (even beat it by £20), so this is the FIRST TIME in over 16+ yrs of driving I've ever paid for a policy in one go! Very happy again. Cheers guys." vwnutant, UKPassats
"Rang you up today and you beat my best quote so I insured through you. Thanks." Outofthi5world, Briskoda
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