Johnny from the Mystic North | MK1 2.0 Titanium TDCi 140 | 59 Plate (Oct 2009) | Panther Black | Napoli Leather | Westfalia Detachable Towbar | SONY DAB | Thule WingBar | Mobil Oil | 17" Wheels - Bridgestone T005 (Front), Goodyear Efficient Grip (Rear) | Rear two seats out (in the loft) | 102k miles (updated March '22)
Actually we can quote M postcodes but as with other high risk areas of the country there are overnight parking requirements such as off-road, driveway, garage, etc for certain areas. You'll find that all insurers quote based on their claims experience and claims frequency in an area - in riskier areas they'll price heavily, sometimes they'll decline cover altogether. Under our club scheme, the insurers' parking requirements for an M area are determined by the part of the postcode after the space, so it's not a blanket exclusion. The exclusion only applies to the really risky sectors within M.
I'll check the wording of our email to make sure it reflects this going forwards.
UPDATE: Apologies, it was a typo on the email. My colleague put 'the M postcode' but she meant 'your M postcode'. I understand the car is parked on a driveway overnight but at your postcode that still isn't enough I'm afraid.
Last edited by ChrisKnottIns; 05-12-2017 at 10:09. Reason: update
Please call 0800 917 2274 (or 01424 200477) quoting REF: SMO-72
Like us on Facebook
Follow Us on Twitter
I've lived at that postcode for 25 years, each year I have taken out car insurance and never had car insurance issues.. ever! ... Nor have my neighbours.
Your company is the first to refuse me insurance. On the balance of probability, that says more about Chris Knott insurance than the insurance industry as a whole.
Johnny from the Mystic North | MK1 2.0 Titanium TDCi 140 | 59 Plate (Oct 2009) | Panther Black | Napoli Leather | Westfalia Detachable Towbar | SONY DAB | Thule WingBar | Mobil Oil | 17" Wheels - Bridgestone T005 (Front), Goodyear Efficient Grip (Rear) | Rear two seats out (in the loft) | 102k miles (updated March '22)